Debtor’s Court in Birmingham AL

Elite Representation & Debt Relief Counsel in Alabama
  • There are many benefits to filing bankruptcy under Chapter 13, including:

    • You will have more time to pay your debts
    • You can keep your assets
    • You can put an end to aggressive creditor action
    • You can start rebuilding your credit immediately

A Birmingham bankruptcy attorney from our team at Jaffe & Erdberg can answer your questions about debt relief.  If you are struggling to make ends meet and you are concerned about your financial future, it may be time to consult a lawyer who understands your options and can help

What You Should Know About Chapter 13 Bankruptcy

Chapter 13 bankruptcy, also known as “debtor’s court,” is a process by which an individual’s debts are repaid, almost always with lower monthly payments. Chapter 13 is ideal for individuals who have fallen behind on their mortgages or vehicle payments, because it allows them to catch up the payments without the threat of foreclosure or repossession. Other debts, such as unpaid child support or income taxes, can also be repaid effectively through Chapter 13, allowing the individual to avoid the harsh outcomes of non-payment. Also, “Debtor’s Court” is much more than a common term for Chapter 13, because it also means the court where the debtor (the individual) actually has the advantage.

Should I File Chapter 13 or Chapter 7 Bankruptcy?

The answer, of course, is “it depends.” The only way to know for sure is to call Jaffe & Erdberg for a free consultation so we can determine the best options available to your specific financial situation.


Call Jaffe & Erdberg now for answers and counsel: Dial and arrange a free consultation with our caring team!
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